The Zurich ITA is available to residents of United Arab Emirates. Residents in some other countries may apply, however you need to be physically in UAE at the time of application.
If you are resident in Saudi Arabia, Bahrain, Kuwait, Oman or Qatar, you can consider the Friends Provident IPME which is available directly. Read more about IPME.
ITA is available in several different versions, depending on your selected options:
- Life cover
- Life cover with total and permanent disability benefit
- Optional critical illness cover
- Optional waiver of premium benefit
- Decreasing term version available
ITA also offers a host of additional benefits:
- International portability
- Payment flexibility (monthly or annually)
- Currency options (USD, GBP, EUR, AED)
Note that Zurich does not offer a free beneficiary trust, useful for UK inheritance tax considerations.